Did you know that a dentist must have business liability insurance just to practice dentistry? Most people don’t realize this, however, next time you to go the dentist look around and see if you can find the license. I am sure you will find it because normally dentists place it in a spot where people can see it when then come into the office.
Now, being that all dentists must have some form of business liability insurance, it makes sense that you as a dentist know how to get it. Most dentists are smaller businesses and because of that you should buy small business liability coverage. In order to buy small business liability coverage you should make sure that you get as many quotes as you possibly can. My advice would be to get small business insurance quotes both online and offline so that you can truly find the best policy out there.
As a dentist the insurance policy that you will get should come with malpractice insurance. The reason you will need malpractice insurance is because you will have access to medication that can harm a patient a great deal. Although, you won’t purposely try to do something harmful to a patient, you never know when you will forget something that will be misconstrued as malpractice. This is why it is imperative that you as a dentist have malpractice insurance on yourself and any people you work with.
The nice thing about small business coverage for a dentist is that it doesn’t cost as much as you might think. Being that there are a lot of small things that could go wrong, the policy is more of a general policy than a dentist specific policy. Just know that any policy that you get will be better than not getting one at all. Do yourself a favor and get small business coverage for your business before something happens and you lose everything you have worked so hard to get.